Terms of use


Terms and Conditions 


The services available through the SmartPG hub are provided by IT Smart Systems S.R.L., having its registered office/principal place of business in Bucharest, 24 - 26, Aleea Țibleș, 6th district, with Fiscal Code 14463722, Registered under no. J40/1225/2002, 060233.

By accessing the www.smartpg.com website and / or using the services available through the SmartPG platform, you agree to Terms and Conditions, Privacy policy, Cookies policy, all laws and regulations applicable. If you do not agree with any of these terms, conditions or any other provisions of this website (including any updates to it), please do not use or, as the case may be, stop using the website and the services offered.

This website may include links to other websites that are operated by affiliated legal entities or non-affiliates for which IT Smart Systems bears no responsibility. We recommend that you access the usage policies of those websites.


About SmartPG

Smart Payment Gateway (SmartPG) is an API Hub that helps businesses accelerate electronic payments and financial management services.

SmartPG is a cloud-based service (Software as a Service - SaaS) that integrates, aggregates, standardizes and securely exposes programmable interfaces (APIs) for access to account information and initiating payments exposed by the most important Banks in Romania (BRD, BCR, BT, CEC Bank and Raiffeisen). SmartPG only executes instructions received from an authorized provider of payment initiation services or account information services, does not initiate such operations in its own name or through direct interaction with Payment Service Users.

Instead of putting in the hard work to integrate with each financial institution, you can connect to a single API Hub that does it for you. We develop our solutions using the best in class technology, with IBM API Connect as the core engine for our hub. The cloud-native architecture of SmartPG is highly scalable and can be adapted to your specific business needs. We have a long history in digital transformation. We know what you need in order to develop an innovative fintech app. That is why SmartPG offers the best user experience while uncompromising the security that is essential in the banking industry.

We have a long history in digital transformation. We know what you need in order to develop an innovative fintech app. That is why SmartPG offers the best user experience while uncompromising the security that is essential in the banking industry.


Information provided to the website

We may collect personal information directly from you in different ways on our Websites, Apps, Platforms or product or service offerings. For example, you may give us your personal information when you create an account, contact us, submitting a ticket etc.

For more information about the processing of your personal data please see the Privacy policy.



When you create an account or do any action that includes providing data, you are responsible for the accuracy of the data provided and you are fully responsible for maintaining the security and confidentiality of this data outside the use of www.smartpg.eu.

If you have a reasonable suspicion that the security or confidentiality of the data you provided on the smartPG website, please inform us at letstalk@itsmartsystems.eu immediately to take all necessary action impose to protect this data.


Links To Third Party Sites

IT Smart Systems prohibits the use of the smartPG LOGO as a "hot" link to any website unless the establishment of such a link is approved by IT Smart Systems. SmartPG website may contain links to third party sites. Access to any website linked to smartPG site is not the responsibility of IT Smart Systems and IT Smart Systems is not responsible for the accuracy, or reliability of any content on such websites. Further, the presence of a link to a third-party site does not mean that IT Smart Systems endorses that site, its products, or views expressed there. IT Smart Systems provides these links merely for convenience and the presence of such third party links are not an endorsement or recommendation by IT Smart Systems.


Revisions and Errata

The materials appearing on the smartPG website could include technical, typographical, or photographic errors. IT Smart Systems does not warrant that any of the materials on its website are accurate, complete, or current. IT Smart Systems might make changes to the materials contained on its website at any time without notice. IT Smart Systems does not, however, make any commitment to update the materials.


Intellectual Property Rights and Trademarks

IT Smart Systems is the sole owner or lawful licensee of all the rights and interests in the webite and its Content. The website and its Content embody trade secrets and other intellectual property rights protected under worldwide copyright and other laws. All title, ownership and intellectual property rights in the website and its content shall remain with IT Smart Systems, our affiliates or licensors, as the case may be. All rights not otherwise claimed under the Terms or by IT Smart Systems are hereby reserved.

The trademarks, logos, and service marks (collectively "Trademarks") appearing on the smartPG website are the property of IT Smart Systems and if the case may be, other parties specifically designated. Nothing contained on the smartPG website should be construed as granting any license or right to use any Trademark without the prior written permission of the party that owns the Trademark. All other trademarks are the property of their respective owners.


The Update of the Terms and Conditions.

Terms and Conditions may be updated from time to time, for example following the amendment of the relevant legislation. We encourage the visitors of our website to verify this page periodically in order to get informed on the latest news.


Applicable Law & Litigation


All communications will be made in Romanian.

The law applicable to the Terms and Conditions, the Privacy Policy and the Cookie Policy, as well as any other policies presented on this website, is romanian law.

In case of dispute, an amicable settlement will first be attempted, within 30 working days from the registration of the complaint via e-mail letstalk@itsmartsystems.eu or at the registered office of IT Smart Systems S.R.L.


IT Smart Systems contact information:


Address: 24-26 Aleea Țibleș, district 6, Bucharest, 060233.

e-mail: letstalk@itsmartsystems.eu


Contact Data Competent Authorities:

The National Supervisory Authority For Personal Data Processing


Address: 28-30 G-ral Gheorghe Magheru Bld. District 1, post code 010336 Bucharest, Romania

phone: +40.318.059.211

fax: +40.318.059.602

e-mail: anspdcp@dataprotection.ro


This Terms and Conditions was last updated on 30.08.2022.